Insurance and Financing

Flexible payment options so cost never stands between you and a healthy smile.

Insurance Options

If stress over treatment costs has been preventing you from contacting 123 iSmile, set your worries at rest and give us a call. Many patients forego treatment that they need and deserve due to concerns over dental insurance coverage. Our friendly staff members are pleased to help you with information regarding treatment costs and payment options.

We also offer a convenient range of direct billing options for patients who need to top up insurance coverage and for those who don't have dental insurance. Your insurance plan may cover general treatments like root canal therapy or extractions, while cosmetic treatments like bonding or veneers may not be covered.

Accepted Insurance Plans:

  • Aetna
  • Ameritas
  • Anthem Blue Cross Blue Shield
  • Assurant
  • Blue Cross Blue Shield
  • Careington
  • Cigna
  • Delta Dental
  • Guardian
  • GEHA
  • Horizon Blue Cross Blue Shield
  • Humana
  • MetLife
  • Principal
  • UnitedHealthcare

Veterans Insurance:

  • TriWest Healthcare Alliance
  • VA Community Care Network (CCN)

Additional Plan Types:

  • HMO Delta Care
  • All Major PPO Insurances
Book Now

Contact Us

Office Hours

  • Monday – Thursday9AM – 6PM
  • Friday8AM – 5PM
  • SaturdayBy Appointment
  • SundayClosed

Have Questions?

Our team is happy to verify your benefits and walk you through your payment options before your first visit.

Call (209) 320-5897

List of Accepted Insurances

We are proud to work with the following insurance providers to make quality dental care accessible to all our patients.

Aetna
Ameritas
Anthem Blue Cross Blue Shield
Assurant
Blue Cross Blue Shield
Careington
Cigna
Delta Dental
Guardian
GEHA
Horizon Blue Cross Blue Shield
Humana
MetLife
Principal
UnitedHealthcare
TriWest Healthcare Alliance
VA Community Care Network
Aetna
Ameritas
Anthem Blue Cross Blue Shield
Assurant
Blue Cross Blue Shield
Careington
Cigna
Delta Dental
Guardian
GEHA
Horizon Blue Cross Blue Shield
Humana
MetLife
Principal
UnitedHealthcare
TriWest Healthcare Alliance
VA Community Care Network

Accepted Payment Methods

We offer a wide range of convenient payment options so you can focus on your health, not your wallet.

Cash

Pay at the time of your visit — quick and simple.

Check

Personal or cashier's checks accepted at our front desk.

Visa & MasterCard

Major credit and debit cards accepted for your convenience.

HSA & FSA

Health Savings Accounts and Flexible Spending Accounts welcome.

CareCredit

Healthcare financing with flexible payment plans for your treatment.

Lending Point

Quick loan decisions to help you get the care you need now.

Our Financing Partners

If you don't have dental insurance, please contact 123 iSmile for our low or no-interest financing options. Responding to the insurance-related questions during the first visit helps make the process easier and more hassle-free.

LendingPoint — Low Monthly Payments. The financing you need when you need it. Click to get started. Sunbit — Flexible Monthly Payments for Your Dental Care Needs. Click to see your financing options.

Find medical providers near you that offer Cherry payment plans. See how much you're approved for without impacting your credit score.

Apply Now

Questions About Coverage or Financing?

Our friendly team is here to help. Call us today and we'll walk you through your insurance benefits and financing options before your first visit.

Call (209) 320-5897